Considering Travel While on Workers’ Comp

The question of whether you can travel while receiving workers’ compensation benefits is quite common, and the answers aren’t always straightforward. While the notion of taking a trip might sound appealing during a recovery period, it’s crucial to navigate this with caution. Insurance companies have an interest in how you manage your recovery, and improper action on your part could jeopardize your benefits. Here’s what you need to consider before packing your bags.

Medical Appointments Come First

Securing your workers’ comp benefits often hinges on diligent adherence to your medical treatment plan. Missed appointments or therapy sessions can signal non-compliance to insurers, threatening your benefits. It's essential to schedule trips around medical obligations or coordinate remote consultations if travel is unavoidable.

Consult a Workers’ Comp Attorney

Before making travel plans, it's wise to consult with a workers’ comp attorney. We have been helping injured workers for over 40 years and can advise you accordingly. We can ensure your trip complies with state laws and any specific rules from your insurer, helping you avoid a lapse in benefits or legal complications.

Check State-Specific Rules

Workers’ compensation regulations vary by state. Some might require you to notify your insurer or even seek approval before traveling. Be proactive in researching your state's guidelines to prevent any unintended violations that could affect your claim.

Be Mindful of Surveillance

Insurance companies might employ surveillance, including reviewing your social media, to catch claimants engaging in activities that contradict their injury claims. Avoid behaviors that might lead insurers to question the legitimacy of your injuries.

Ultimately, traveling while receiving workers’ compensation benefits isn’t outright forbidden, but it does require careful planning and consideration. Prioritize your medical care, stay informed of state-specific regulations, and always seek legal advice to protect your benefits. For peace of mind and to avoid pitfalls, consult your workers’ comp attorney before finalizing any travel plans.